Carma Subscription Consulting

Is your company ready for car subscriptions?

Carma has been at the forefront of the car subscription market, with experience in designing, operating and analyzing car subscription programs. We have worked with insurance companies, OEMs, auto finance organizations and retailers to help them with their subscription strategy. We will work with your business and innovation teams to understand the vehicle subscription opportunity and create strategy tailored to your existing strengths. With increasing electrification and autonomy, subscriptions will only continue to emerge as the preferred business model for consumers. Lean on our expertise to get ahead of the subscription curve. Our services cover subscription strategy, data analysis, new product innovation, business case development and consumer research.

Insurance Companies

Car subscriptions blur the line between commercial and personal insurance. Let us help you explore its implications.

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OEMs and Captives

Subscriptions represent a new business opportunity for OEMs and captives. But how should you approach this opportunity?

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Auto Finance Orgs

Auto finance will play a key role in the growth of vehicle subscriptions. Let us help you craft your product strategy.

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Auto Retailers

New and used car retailers will be the front-line for subscriptions. How do subscriptions fit with your business?

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Automotive Suppliers

As the auto industry transitions to the mobility industry, let us help you understand how subscriptions affect your business.

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Consulting Companies

As your clients try to understand and capitalize on vehicle subscriptions, let us augment your team with hands-on expertise.

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Insurance Companies

A subscription model to car ownership will transform how consumers buy and use auto insurance. With it, underwriting teams need to understand new risk models presented by the increasingly blurred line between commercial and personal policies. Our team has worked with some of the largest carriers in understanding subscription risk and product innovation. We will work with your strategy and underwriting teams to understand the opportunity and develop a strategy for vehicle subscriptions. Contact us to get started .

OEMs and Captives

Auto-makers have a significant opportunity ahead of them with subscriptions. What is the best strategy for your brand? What are the business implications of subscriptions? What should be your role in the subscription business? How do you work with your dealer body to capitalize on the opportunity? How can you emerge as a leader in the new era of subscriptions, while supporting your existing business operations? We have worked with several OEMs and their captives to help them understand the subscription business case and create their strategy. Contact us to get started .

Auto Finance Organizations

Car subscriptions will be powered by creative auto finance programs designed by forward thinking auto finance organizations. Are you ready to take on this opportunity? We will help you understand subscriptions, market drivers and consumer demand to better align your strategy with the emerging world of auto subscriptions. Our experience with captive and independent auto finance organizations will help guide your strategy, product development and innovation for subscriptions. Contact us to get started .

Auto Retailers

As new and used car retailers start to offer a subscription option, how should you move forward? Do subscriptions make sense for your market and existing process? What kind of subscriptions should you be offering? What financing options exist for subscriptions? What should be your pricing strategy? Car subscriptions are an exciting new opportunity in auto retail, but they also bring up many questions. Our team will work with you to make sense of subscriptions, and develop a strategy for your unique business. Contact us to get started .

Automotive Suppliers

The car subscription model is poised to emerge as the preferred business model for ownership. How does vehicle subscriptions impact your business? How do you capitalize on this evolution of car ownership? We will guide your team in crafting your subscription strategy while leveraging your unique strengths. Contact us to get started .

Consulting Companies

Are you helping your automotive and insurance clients understand subscriptions? We can augment your team to provide expert, hands-on input based on our experience designing, operating and analyzing vehicle subscription programs. Get in touch to see how we can work together to ensure your clients stay ahead of the vehicle subscription curve. Contact us to get started .